SUPER VISA INSURANCE
To get super visa insurance for your parents or grandparents, you must have special medical insurance for super visas.
SUPER VISA INSURANCE
To make sure your parents or grandparents get super visa insurance, you need to have special medical insurance. According to Canadian immigration rules, this insurance should give at least $100,000 in medical coverage for a year (365 days). We know getting this insurance is important for you. We offer three affordable plans – Basic, Standard, and Enhanced – to cover different health conditions, considering both your parents’ health needs and your budget.
WHY US
Health insurance with coverage of $100,000 or more for one year.
Only the Enhanced plan covers stable pre-existing conditions.
You can get discounts for bringing along friends and family.
You'll get all your money back if your visa isn't approved before the start date for any reason.
You can pay monthly if you prefer.
You can choose deductibles from $0 to $10,000 to lower your premium costs.
The Enhanced Plan covers stable pre-existing conditions like high blood pressure, heart issues, diabetes, high cholesterol, lung problems, and other similar conditions.
You can’t get super visa insurance if:
- Your doctor said not to travel.
- You’ve been told you have a terminal illness with less than two years to live.
- In the last two years, you were diagnosed with or treated for pancreatic, lung, brain, or liver cancer, or any cancer that spread.
- You had or are waiting for an organ or bone marrow transplant (except corneal).
- You need dialysis for your kidneys.
- You used home oxygen in the last year.
- You live in a nursing home, long-term care facility, or rehab center.
- You’re 86 years old or older (unless you’re getting the Basic Plan).
If you have health issues already, they might be covered by super visa insurance.
If you’re 55 or younger: Your existing health problems are covered if they’ve been stable for the last 180 days. “Stable” means your symptoms haven’t gotten worse, you haven’t started new treatment, and your doctor hasn’t suggested any changes.
If you’re between 56 and 85: You’ll need to fill out a form about your health to see if your existing conditions can be covered. This is for getting the Enhanced insurance policy. When you apply online, they’ll ask you to fill out this form.
declaration form.
We offer three plans for super visa insurance: Basic, Standard, and Enhanced. Each has different coverage and deductible options.
Coverage: To meet the super visa requirement, you need at least $100,000 in medical coverage for one year. We offer coverage options of $100,000, $150,000, and $200,000. When you get a quote from our website, you’ll see the premium rates for each of these coverage options under the Basic, Standard, and Enhanced plans.
Monthly Payment Plan: If you buy super visa insurance with $100,000 or more coverage for one year, you can choose to pay monthly.
Deductibles: A deductible is what you pay out of your own pocket before the insurance starts paying. We offer different deductible options, and the higher the deductible, the lower the insurance cost. Deductibles range from $0 to $10,000. For ages up to 85, a $2,500 deductible is only applicable to the Standard and Enhanced Coverage options of $25,000, $50,000, and $100,000.
If your super visa application is denied, you can get a full refund of your premium or cancel your policy entirely. To get the refund, you’ll need to show proof of the visa refusal.
If your plans change and you leave Canada while on a super visa, you can ask for a partial refund of your premium. To qualify, you’ll need to prove that you returned to your home country and haven’t made any claims.
If you want a partial refund but have already made a claim or had one denied, you can request to withdraw the claim. However, the refund will be reduced by the amount of the claim(s) paid, and there will be a $300 fee for handling the request.